Objective information about financial planning, investments, and retirement plans

6 Investment Expenses You Need to Understand

Investment expenses reduce your investment returns. While nobody should expect investment managers, financial advisors or other service providers to offer their services for free, investors should understand all costs and fees involved and work to … [Continue reading]

Stock Market Highs and Your Retirement

Both the Dow Jones Industrial Average and the S&P 500 closed at record highs today. Perhaps this is due to the new tax laws passed at the end of last year. Perhaps this is a continuation of the very solid gains in the stock market that we saw in … [Continue reading]

7 Things to Know About the New Tax Law

The new tax law (Tax Cuts and Jobs Act) passed in December of 2017 marks the biggest overhaul in the tax code in many years. The impact of these changes is far reaching and will impact most of us in some way. As we are now over half-way through … [Continue reading]

Social Security and Working – What You Need to Know

In today’s world of early or semi-retirement, many people wonder when they should begin taking their Social Security benefits. The combination of Social Security and working can complicate matters a bit. You can begin taking your benefit as early as … [Continue reading]

4 Benefits of Portfolio Rebalancing

Last year was a strong year for the markets, with the S&P 500 Index up almost 22% in 2017. The new year has started out a bit differently, though with the S&P 500 recording a gain of only 2.59% though the first half of 2018. It's been a bumpy … [Continue reading]

Am I on Track for Retirement?

Financial advisors are frequently asked some version of the question “Can I Retire?”  The Employee Benefit Research Institute (EBRI) recently released its 2018 Retirement Confidence Survey. The latest survey offered several key findings: Only … [Continue reading]

Review Your 401(k) Account

For many of us, our 401(k) plan is our main retirement savings vehicle. The days of a defined benefit pension plan are a thing of the past for most workers and we are responsible for the amount we save for retirement and how we invest that … [Continue reading]

Five Things to do During a Stock Market Correction

The stock market had a brutal week, with the Dow Jones Industrial Average dropping over 1,100 points in the past two days alone. For the week the index was off over 1,400 points or approximately 5.7 percent. The S&P 500 experienced similar … [Continue reading]