Are you within a few years of retirement? It’s time to get your financial house in order. We are now almost eight years into a bull market for stocks that has seen the S&P 500 move from 677 at the lows of the financial crises to a recent intraday … [Continue reading]
The Super Bowl and Your Investments
January 29, 2017 by 5 Comments
It’s Super Bowl time and once again my beloved Packers are not playing. They had a good season and beat the Giants and the top-seeded Cowboys in the playoffs. I attended the game against the Giants at football's holy shrine, Lambeau Field, my first … [Continue reading]
Small Business Retirement Plans – SEP-IRA vs. Solo 401(k)
January 9, 2017 by 39 Comments
One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. As a fellow small business person, I know how hard you work. You deserve a comfortable … [Continue reading]
My Top 10 Most Read Posts of 2016
December 30, 2016 by 4 Comments
I hope that 2016 was a good year for you and your families and that you’ve had a wonderful holiday season. For us it was great to have our three adult children home and to be able to spend time together as a family. We all ate way too much good food. … [Continue reading]
Annuities: The Wonder Drug for Your Retirement?
November 27, 2016 by 12 Comments
Annuities are often touted as the “cure” for all that ails your retirement. Baby Boomers and retirees are the prime target market for the annuity sales types. You've undoubtedly heard many of these pitches in person or as advertisements. The pitches … [Continue reading]
The Election and Your Financial Plan
November 9, 2016 by 4 Comments
The improbable happened last night, we now have President-Elect Donald Trump. The financial news media is buzzing about the election results and the potential impact on your pocketbook. There has been much speculation about taxes, healthcare and … [Continue reading]
5 Tips to Manage Taxable Mutual Fund Distributions
November 7, 2016 by 2 Comments
With the end of the year in sight it’s time for year-end mutual fund distributions. If you hold mutual funds in taxable accounts, these distributions will be taxable to you. Even with the weakness in the stock market to start the year, the … [Continue reading]
Health Savings Accounts – The Other Retirement Plan
October 18, 2016 by 10 Comments
Many of us are in the middle of fall open enrollment for employee benefits or soon will be. This is the time of year when employees get to make their employee benefits choices for the upcoming year. One of those choices will include your health … [Continue reading]
Lousy 401(k) Plan? – Strategies to Make the Best of It
October 9, 2016 by 12 Comments
Most people should maximize their contributions to their company's retirement plan. But what if your organization's 401(k) plan is lousy? Lousy could mean poor investment choices, high expenses or low or no company contributions. Here are a … [Continue reading]
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