For those of you who are self-employed it is important that you save for your own retirement. Building a business is hard work. For business owners who work solo, or who have a spouse and/or a partner in the business with them, a Solo 401(k) may be … [Continue reading]
6 Investment Expenses You Need to Understand
October 1, 2018 by 5 Comments
Investment expenses reduce your investment returns. While nobody should expect investment managers, financial advisors or other service providers to offer their services for free, investors should understand all costs and fees involved and work to … [Continue reading]
Stock Market Highs and Your Retirement
September 20, 2018 by 6 Comments
Both the Dow Jones Industrial Average and the S&P 500 closed at record highs today. Perhaps this is due to the new tax laws passed at the end of last year. Perhaps this is a continuation of the very solid gains in the stock market that we saw in … [Continue reading]
7 Things to Know About the New Tax Law
August 13, 2018 by Leave a Comment
The new tax law (Tax Cuts and Jobs Act) passed in December of 2017 marks the biggest overhaul in the tax code in many years. The impact of these changes is far reaching and will impact most of us in some way. As we are now over half-way through … [Continue reading]
Social Security and Working – What You Need to Know
August 1, 2018 by Leave a Comment
In today’s world of early or semi-retirement, many people wonder when they should begin taking their Social Security benefits. The combination of Social Security and working can complicate matters a bit. You can begin taking your benefit as early as … [Continue reading]
4 Benefits of Portfolio Rebalancing
July 2, 2018 by 14 Comments
Last year was a strong year for the markets, with the S&P 500 Index up almost 22% in 2017. The new year has started out a bit differently, though with the S&P 500 recording a gain of only 2.59% though the first half of 2018. It's been a bumpy … [Continue reading]
Retirement Plan Contribution Rates and Limits – 2018
June 4, 2018 by 2 Comments
With Memorial Day behind us and summer on the horizon, it’s a good time to be sure you understand the contribution rates and limits for various retirement plan options so you can contribute as much as possible. As you look at your financial planning … [Continue reading]
Review Your 401(k) Account
March 28, 2018 by 3 Comments
For many of us, our 401(k) plan is our main retirement savings vehicle. The days of a defined benefit pension plan are a thing of the past for most workers and we are responsible for the amount we save for retirement and how we invest that … [Continue reading]
Five Things to do During a Stock Market Correction
March 23, 2018 by 5 Comments
The stock market had a brutal week, with the Dow Jones Industrial Average dropping over 1,100 points in the past two days alone. For the week the index was off over 1,400 points or approximately 5.7 percent. The S&P 500 experienced similar … [Continue reading]
Recent Comments