Objective information about financial planning, investments, and retirement plans

Offshore Financial Interests & Immigrants to The U.S.: Failure to Report Existence & Income May Lead to Deportation

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This is a guest post by Chicago attorney Dan Janich. A little off the normal topic path for this blog, but Dan's insights are worth sharing. This post is timely with the recent Panama Papers disclosures.  The current firestorm surrounding the … [Continue reading]

401(k) Fee Disclosure and the American Funds

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With the release of the Department of Labor’s fiduciary rules for financial advisors dealing with client retirement accounts, much of the focus has been on the impact on advisors who provide advice to clients on their IRA accounts. Long before these … [Continue reading]

Why Should I Care if My Financial Advisor is a Fiduciary?

The Department of Labor recently released its final draft of their fiduciary rules mandating that financial advisors place their client's best interests first when offering advice on their retirement accounts. Here is a post I wrote just before the … [Continue reading]

Is a $100,000 Per Year Retirement Doable?

A 2013 New York Times article discussed that a $1 million retirement nest egg isn’t what it used to be.  While this is more than 90% of U.S. retirees have amassed, $1 million doesn’t go as far as you might think.  That said I wanted to take a look at … [Continue reading]

Life Insurance Over Age 50 – Approval and Savings Tips

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This is a guest post by Chris Huntley, President of Huntley Wealth & Insurance Services. All opinions and suggestions are his. One of the most common misconceptions about life insurance is that you can no longer purchase it, or the premiums … [Continue reading]

The Bull Market Turns Seven Now What?

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On March 9, 2009 the market downturn fueled by the financial crisis bottomed out as measured by the S&P 500 Index. On that day the index closed at 677. Yesterday, on the bull market’s seventh birthday, the index closed at 1,989 or an increase of … [Continue reading]

20 Best Investing Blogs of 2016 – The College Investor

I am very flattered to be included in this list of the 20 Best Investing Blogs of 2016  compiled by Robert Farrington on his outstanding blog The College Investor, with it's tagline "Investing and Personal Finance for Millennials." I know and … [Continue reading]

Denver Wins! Time to Go to Cash?

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The Denver Broncos just won Super Bowl 50 and its looking like Peyton Manning will go out a winner. Good news and a feel good story? Not for investors. The Super Bowl Indicator says a win by an AFC team is a bad omen for the stock market for the … [Continue reading]