Objective information about financial planning, investments, and retirement plans

Should You Accept a Pension Buyout Offer?

Corporate pension buyout offers have been in the news in recent years with companies like Hartford Financial Services offering lump-sum payment options to vested former employees and with Boeing offering a choice of lump-sum or annuity payments to a … [Continue reading]

Annuities: The Wonder Drug for Your Retirement?

Annuities are often touted as the “cure” for all that ails your retirement.  Baby Boomers and retirees are the prime target market for the annuity sales types. You've undoubtedly heard many of these pitches in person or as advertisements. The pitches … [Continue reading]

The Election and Your Financial Plan

The improbable happened last night, we now have President-Elect Donald Trump. The financial news media is buzzing about the election results and the potential impact on your pocketbook. There has been much speculation about taxes, healthcare and … [Continue reading]

5 Tips to Manage Taxable Mutual Fund Distributions

With the end of the year in sight it’s time for year-end mutual fund distributions. If you hold mutual funds in taxable accounts, these distributions will be taxable to you. Even with the weakness in the stock market to start the year, the … [Continue reading]

Resolving Financial Issues Before Marriage

Personal financial topics are often some of the most difficult topics for people to discuss. But since financial issues often cause significant problems in marriages, you should try to reach some sort of agreement on your finances before your … [Continue reading]

3 Financial Products to Consider Avoiding

Before buying ANY financial product make sure that this product is right for you in terms of your unique, personal financial situation.  Financial products are tools and just like your projects around the house you should use the right tool for the … [Continue reading]

4 Benefits of Portfolio Rebalancing

The past year has been volatile for investors. Between a dip in the markets last year, a shaky start to the current year and the Brexit vote in the U.K. it has been quite a roller coaster ride for investors. In spite of all of this, major market … [Continue reading]

Reverse Churning Are You a Victim?

One of the best things about being a freelance financial writer and blogger is that I often learn new things in the course of my writing. A reader recently left a comment on a post here on the blog and mentioned reverse churning. Until that time, I … [Continue reading]