Objective information about financial planning, investments, and retirement plans

The Super Bowl and Your Investments

It’s Super Bowl time and once again my beloved Packers are not playing. They had a good season and beat the Giants and the top-seeded Cowboys in the playoffs. I attended the game against the Giants at football's holy shrine, Lambeau Field, my first … [Continue reading]

Small Business Retirement Plans – SEP-IRA vs. Solo 401(k)

One of the best tax deductions for a small business owner is funding a retirement plan.  Beyond any tax deduction you are saving for your own retirement.  As a fellow small business person, I know how hard you work.  You deserve a comfortable … [Continue reading]

My Top 10 Most Read Posts of 2016

I hope that 2016 was a good year for you and your families and that you’ve had a wonderful holiday season. For us it was great to have our three adult children home and to be able to spend time together as a family. We all ate way too much good food. … [Continue reading]

Should You Accept a Pension Buyout Offer?

Corporate pension buyout offers have been in the news in recent years with companies like Hartford Financial Services offering lump-sum payment options to vested former employees and with Boeing offering a choice of lump-sum or annuity payments to a … [Continue reading]

Annuities: The Wonder Drug for Your Retirement?

Annuities are often touted as the “cure” for all that ails your retirement.  Baby Boomers and retirees are the prime target market for the annuity sales types. You've undoubtedly heard many of these pitches in person or as advertisements. The pitches … [Continue reading]

The Election and Your Financial Plan

The improbable happened last night, we now have President-Elect Donald Trump. The financial news media is buzzing about the election results and the potential impact on your pocketbook. There has been much speculation about taxes, healthcare and … [Continue reading]

5 Tips to Manage Taxable Mutual Fund Distributions

With the end of the year in sight it’s time for year-end mutual fund distributions. If you hold mutual funds in taxable accounts, these distributions will be taxable to you. Even with the weakness in the stock market to start the year, the … [Continue reading]

Resolving Financial Issues Before Marriage

Personal financial topics are often some of the most difficult topics for people to discuss. But since financial issues often cause significant problems in marriages, you should try to reach some sort of agreement on your finances before your … [Continue reading]