Objective information about financial planning, investments, and retirement plans

Resolving Financial Issues Before Marriage

Personal financial topics are often some of the most difficult topics for people to discuss. But since financial issues often cause significant problems in marriages, you should try to reach some sort of agreement on your finances before your … [Continue reading]

3 Financial Products to Consider Avoiding

Before buying ANY financial product make sure that this product is right for you in terms of your unique, personal financial situation.  Financial products are tools and just like your projects around the house you should use the right tool for the … [Continue reading]

4 Benefits of Portfolio Rebalancing

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The past year has been volatile for investors. Between a dip in the markets last year, a shaky start to the current year and the Brexit vote in the U.K. it has been quite a roller coaster ride for investors. In spite of all of this, major market … [Continue reading]

Reverse Churning Are You a Victim?


One of the best things about being a freelance financial writer and blogger is that I often learn new things in the course of my writing. A reader recently left a comment on a post here on the blog and mentioned reverse churning. Until that time, I … [Continue reading]

Small Business Retirement Plans – SEP-IRA vs. Solo 401(k)

One of the best tax deductions for a small business owner is funding a retirement plan.  Beyond any tax deduction you are saving for your own retirement.  As a fellow small business person, I know how hard you work.  You deserve a comfortable … [Continue reading]

Selecting the Right Financial Advisor

Several years ago finance blogger extraordinaire Barbara Friedberg wrote this guest post for Happy Simple Living entitled Financial Advisors Who Get Paid To Sell Products Bother Me.  What she said in that post still resonates as true today as it did … [Continue reading]

Stock Market Highs and Your Retirement

Today both the S&P 500 Index and the Dow Jones Industrial Average hit all-time highs. This comes less than a month after a 610 point drop in the Dow in the wake of the Brexit, the vote taken in U.K. where they decided to leave the European … [Continue reading]

Avoid these 9 Investing Mistakes

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Investing is at best a risky proposition and sometimes even the best investment ideas don’t work out. However avoiding these 9 mistakes can help improve your investing outcomes. Inability to take a loss and move on  It's difficult for many … [Continue reading]